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With reference to digital payments, consider the following statements:

1. BHIM app allows the user to tranfer money to anyone with a UPI-enabled bank account.

2. While a chip-pin debit card has four factors authentication, BHIM app has only two factors of authentication.

Which of the statements given above is/are correct?

?????? ?????? ?? ?????? ???, ?????????? ????? ?? ????? ????:

1. BHIM ?? ?????????? ?? UPI- ????? ???? ???? ?? ??? ???? ?? ?? ???? ?????????? ???? ?? ?????? ???? ???

2. ???? ???-??? ????? ????? ??? ??? ???? ?????????? ???, BHIM ?? ??? ?????????? ?? ???? ?? ???? ????

??? ??? ?? ????? ??? ?? ??? ?? ??? ?? / ????

[UPSC IAS Prelims 2018]
A
B
C
D

EXPLANATION

A Statement 1 is correct: Bharat Interface for Money (BHIM) is a payment app tha...
?? ??? 1 ??? ??: ???? ??????? ??? ??? (BHIM) ?? ?????? ?? ?? ?? ???? ???????? ??...
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