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Consider the following statements:

1. Capital Adequacy Ratio (CAR) is the amount that banks have to maintain in the form of their own funds to offset any loss that banks incur if the account-holders fail to repay dues.

2. CAR is decided by each individual bank.

Which of the statements given above is/are correct?

?????????? ????? ?? ????? ????:

1. ????? ?????????? ?????? (?????) ?? ???? ?? ?? ?????? ?? ???? ????? ?? ?? ?? ??? ??? ???? ???? ?? ??? ???? ??, ?? ?? ???? ?????? ?? ????? ?????? ??? ???? ???? ?? ?????? ?? ???? ?? ?????? ?? ????? ?? ??? ???? ???

2. ????? ???????? ??????? ???? ?????? ?? ???? ???? ???

??? ??? ?? ????? ??? ?? ??? ?? ??? ?? / ????

[UPSC IAS Prelims 2018]
A
B
C
D

EXPLANATION

Capital Adequacy Ratio (CAR) is the ratio of a bank's capital in relation to...
????? ?????????? ?????? (CAR) ?? ???? ?? ????? ?? ?????? ???? ????? ????? ??????...
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