Mrs Biswas was to retire in one year after serving in the construction department of the Gujarat government for more than thirty years. After retirement, she wanted to spend her retired life along with Mr Biswas, a retired school teacher in a small town in Kerala. They had two children, both studying in Bengaluru. The Biswas’ wished to construct a house in Kerala with their life savings.

The couple gathered information about owning a house in Kerala. They had four options:
1.Buy a fully furnished house from a big developer.
2.Buy a semi-furnished house from big developer and furnish it.
3.Get a local unregistered contractor to construct a house and furnish it.
4.Mr Biswas with inputs from the family could supervise the construction of a house back in Kerala by employing the best material, engineers, masons and labourers.